Underwriter/ Credit Analyst (m/f/d)

Our client, a worldwide operating financial services company with more than 250,000 employees relocated its European financing solution departments of the Commercial Distribution Finance business to Düsseldorf. In order to support further growth of the business we are currently recruiting an Underwriter/ Credit Analyst (m/f/d) based in Düsseldorf incl. two days of home office allowance.

The Underwriter/ Credit Analyst (m/f/d) will have their own, small delegated lending authority and will be required to make written recommendations to management for those deals above their own lending authority.

Your response:

• Supporting the team in assessing the credit risk profile of transactions and approving or recommending those transactions
• Working collaboratively with Commercial and Account Management team for effective analysis and decision-making
• Reviewing and analyzing financial and non-financial information and preparation of credit pitch documents
• Providing analysis and deal structuring support on larger deal exposures where applicable
• Actively supporting the x-functional team in maintaining wing-to-wing dealer transaction cycle time within agreed timeframe
• The independent preparation and post-processing of new transactions as well as of periodical reviews
• The communication of approval conditions to stakeholders
• Responsible for ensuring all approval conditions are satisfied, finance and other legal documents are appropriately executed and a closing memo is prepared prior to credit line activation
• The safeguarding / assurance of impeccable credit documentation incl. the timely collection & processing of financial statements and inventory insurance documentation from customers
• The processing and maintenance of customer data and of the additional collateral data in the sub-ledger system
• Adherence to Credit Risk Policies and Procedures in executing on above responsibilities
• The processing and approval of the customer termination request workflows

Your profile:

• Completed commercial education / business management training
• First working experience ideally in a bank / financial institution
• Good command/knowledge of English (written and verbal). Intermediate Spanish- and/or Italian language skills
• Customer Service Orientation – acts to help or serve customers, focusing efforts on discovering and meeting their needs
• Ability to access and update computerized information – accurate data entry, excellent attention to detail
• Dependability, resilience, conscientiousness and ability to work in a team
• Ability to work independently, motivated and customer oriented
• Willingness/readiness for continued development / personal growth
• Microsoft products – Outlook, Excel, Word, Power Point
• Strong interpersonal skills & communication skills

Our client is offering a pretty fair salary package, a very international environment and believes in diversity and inclusion in the workplace. Should there be any interest from your side I would be more than happy to step in to further discussions with you. Please do not hesitate to contact me via phone +49 16094673608 or via mail nico.pesch@robertwalters.com.